Find the payment due date by adding credit days to today. Common for 30/45/60-day FMCG trade terms, with a weekend heads-up.
Credit days set when payment is due — add the agreed period to the invoice date and you have the deadline. FMCG trade runs on 30, 45, and 60-day terms, and tracking due dates is half of managing cash flow.
This tool also flags when a due date lands on a weekend, since collection realistically slips to the next working day. Knowing the exact date keeps follow-ups timely and udhaar under control.
From the invoice date, including calendar days (not just working days) unless your terms specify otherwise. A 30-day credit on a 1 June invoice is due 1 July.
Distribution runs on thin margins and high volumes, so cash tied up in receivables is cash you can't reinvest in stock. Every extra day of credit given is a day your working capital is funding someone else's business.
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